Commercial Loan Underwriting Services

The vendor is required to provide commercial loan underwriting services for agency neighborhood business works loan program.
- This program is used by small businesses and lending partners to provide financing options during all phases of business growth.
- Outsource our commercial loan underwriting services as we continue to expand.
- The commercial loan underwriter will provide the following:
• Financial statement spreading update the financial spreads, analysis and underwriting;
• Loan policy review the credit relationship for adherence to program policies and procedures;
• Collateral perform a collateral analysis based on the information provided;
• Review of the credit relationship identify and recommend a risk profile or risk rating for applicants based on industry best practices and program policies;
• Guarantor analysis: perform an analysis of the guarantor(s) if appropriate;
• Credit structure: recommend credit structure enhancements.
- Contract Period/Term: 2 years