Life and Disability and Leave Management Services

The Vendor is required to provide the benefit features of your employer's short term disability (STD) income program (called "program" in this summary).
- You are under the continuing care of and personally visit a Physician as frequently as is medically required according to standard medical practice, to effectively diagnose, manage and treat Your disabling condition(s); and
- The Disability starts while you are covered under the Program; and
- The Disability continues during and past the Elimination Period; and
- The short term disability benefit and the maximum benefit period are shown in the schedule of benefits. 
- The short term disability benefit may be reduced in accordance with the provisions of the deductible sources of income section.
- We will not pay you for any week during which your disability work earnings exceed the amount allowable under the program.
- The new claim will be subject to all of the provisions of the Program and you will be required to satisfy a new Elimination Period.
- Voluntarily elect to receive as retirement payments under the Company’s Retirement Plan; or
- Disability payments under a Retirement Plan will be those benefits which are paid due to disability and do not reduce the retirement benefit which would have been paid if the disability had not occurred.
- Voluntary Life- current amounts shall be grandfathered
- This means the premiums are only adjusted at renewal, but benefits increase as salaries increase throughout the plan year.

- Contract Period/Term: 1 year
- Questions/Inquires Deadline: January 21, 2026